Day: February 21, 2022

The beauty industry is filled with a wide variety of options that often feels daunting for the average consumer. The choices can feel overwhelming at times, forcing consumers to purchase things in a frenzy without giving them some extra thought. Once a purchase is complete, the application is a whole other story. This puts women in a difficult position to express their beauty and confidence to the world. 

Fortunately, the esteemed “Beauty Industry Expert” Demi Howell is here to help women with all their cosmetic needs. Her company, Demiere Cosmetics, helps women understand the better way of purchasing cosmetics right down to the application.

She established Demiere Cosmetics to revolutionize the cosmetics industry by simplifying the process from beginning to end. Demi is able to do this by making the cosmetic process more up close and personal. Demiere Cosmetics creates custom looks for its consumers, giving them looks that they truly deserve without having too many products that they don’t actually need.

Demiere Cosmetics offers its customers with custom kits that will suit all their beauty needs. Gone are the days when a woman has to inconvenience herself just to look beautiful; Demi Howell has made sure of that.

Demiere Cosmetics caters to a plethora of different looks and styles. The brand takes an entirely minimalistic approach to the purchasing and application process of makeup, putting it a cut above the rest.

All Demiere Cosmetics products are multi-functional, which means that too many cosmetic products would no longer be necessary.

With Demi Howell and her brand, everything her customers need is in arm’s reach to have that perfect look. 

The renowned cosmetic brand also has a subscription tutorial platform where customers can go to learn how to apply their makeup. All of the tutorials are explicitly geared to the Demiere Cosmetics line, so customers won’t feel intimidated while learning how to do their makeup. It’s important for our consumers to feel confident in applying their makeup with ease. 

“Our kits are magnetic and refillable. It’s interchangeable, so you can create multiple looks with one kit. We cater to all women, skin tones, and skin types. In addition to our kits, we have

concealers, mascara, eyeliners, lip products, and more,” shared Demi Howell.

Demiere Cosmetics is well known for creating a personalized experience for cosmetics consumers. The brand doesn’t feel the need to oversell, but rather it offers consumers a solution that will make applications more of a lifestyle implementation rather than a chore.

“You can still be yourself and feel beautiful while doing it. We are always evolving and looking at better systems we can implement to make the line better,” said Demi Howell. 

Since its inception in 2009, Demiere Cosmetics has been pushing the boundaries of the cosmetics industry. In line with this, the brand is using digital technology to serve its customers even better.

The brand has a live sales platform where its customers can shop in real-time. Customers can do this through the Demiere Cosmetics app, Facebook, and the company’s website.

Acquiring beauty and confidence is no longer a chore with Demiere Cosmetics. The brand has been a game-changer for women everywhere, and it’s exciting to see how it will evolve in the future with Demi Howell at the steering wheel.

The days of planning your retirement in person are slowly coming to an end.

Many retirees are now taking their retirement planning virtually – and doing everything they need to do through only phone calls and video chats.

Grant Lannin refers to himself as a “safe money” advisor & retirement planner. And he says that he’s seen that retirees are actually in a much better spot in terms of planning for retirement due to the push towards virtual planning.

“There’s a lot of retirees in small rural towns that don’t have access to the top professionals in given fields simply due to where they live or because of nagging health issues. But by making their retirement planning virtual, they’ve opened doors to options and solutions that were completely inaccessible to them in the past due to where they lived. And believe it or not, a lot of these retirees are quite literally saving their retirements due to avoiding problems that many local professionals are simply unaware of – like the spend down or the 5-year lookback.”

Due to the strong surge in virtual planning, Grant said he pivoted a large portion of his business to focus solely on providing the most comprehensive virtual retirement services available in the US.

“Of course I still get clients who only want to do business in person. I completely respect that”. Grant said. “I’ll go meet with them face to face without hesitation”. He continued: “But whereas beforehand I would have never had the opportunity to work with someone in let’s say, in Whitefish, Montana… now I can. And it’s truly a beautiful thing.”

Grant said what makes his practice unique is his focus on only using products that can’t lose money due to market drops or ever go backwards in terms of principal.

“Believe it or not,” Grant said, “People come to me completely unaware that – and this has actually happened – 90% of their portfolio is subject to market risk. They have absolutely no idea that if the market takes a hit and their portfolio drops 48% like it did in 2008 – their hopes of retirement are either ruined or have to be severely delayed. Literally no clue! Why didn’t anyone tell them!? And, it’s almost funny because, if they ask their broker, ‘What strategy do you have in place so that I’ll never run out of money if the market takes a hit?’… Do you know what their broker will say? Nothing! You’ll get crickets!”

Grant’s focus on “safe money” is what he says makes him completely unique from any other professional most people have ever worked with before. He’s an extremely unique type of advisor that focuses on protection of assets in what he calls the “CRW” or Critical Retirement Window.

“That window of time about 5-6 years both before and after the date you officially retire is so critically important to get right,” Grant said. “Because that number you’re left with at the end of that window is the number you’re going to be compounding off of for the rest of your life. This is what I help my clients get right.”

And Grant says it’s all about education.

“My average client will walk into my office knowing about 3% of what they need to know to make sure they are fully protected. They know they need to save money throughout their life – but that’s often about it. And it’s not their fault. We aren’t taught this stuff in school. The most important thing you can do for yourself if you’re getting close to retirement (or simply want to plan ahead) is sitting down with a trusted advisor who has your best interest at heart and beginning that educational process with them. A little planning can go a long way.”